IVF costs in India vary significantly by city, clinic reputation, and treatment complexity. Here's a comprehensive breakdown for 2025:
Metro City IVF Costs
Mumbai, Maharashtra
- Basic IVF cycle: ₹1.8–3.0 lakhs
- IVF with ICSI: ₹2.5–4.0 lakhs
- Donor egg IVF: ₹3.5–5.0 lakhs
- Surrogacy (if applicable): ₹15–25 lakhs
Delhi NCR (Delhi, Gurgaon, Noida)
- Basic IVF cycle: ₹1.5–2.8 lakhs
- IVF with ICSI: ₹2.2–3.5 lakhs
- Donor egg IVF: ₹3.2–4.5 lakhs
- PGT testing: ₹50,000–1.2 lakhs additional
Bangalore, Karnataka
- Basic IVF cycle: ₹1.5–2.5 lakhs
- IVF with ICSI: ₹2.0–3.2 lakhs
- Donor egg IVF: ₹3.0–4.2 lakhs
- Frozen embryo transfer: ₹50,000–80,000
Chennai, Tamil Nadu
- Basic IVF cycle: ₹1.2–2.2 lakhs
- IVF with ICSI: ₹1.8–2.8 lakhs
- Donor egg IVF: ₹2.5–3.5 lakhs
Tier 2 City IVF Costs (Significantly Lower!)
Jaipur, Rajasthan
- Basic IVF cycle: ₹90,000–1.5 lakhs
- IVF with ICSI: ₹1.2–2.0 lakhs
- Donor egg IVF: ₹1.8–2.8 lakhs
Lucknow, Uttar Pradesh
- Basic IVF cycle: ₹80,000–1.4 lakhs
- IVF with ICSI: ₹1.1–1.8 lakhs
- Donor egg IVF: ₹1.6–2.5 lakhs
Pune, Maharashtra
- Basic IVF cycle: ₹1.0–1.8 lakhs
- IVF with ICSI: ₹1.5–2.5 lakhs
- Donor egg IVF: ₹2.2–3.2 lakhs
Ahmedabad, Gujarat
- Basic IVF cycle: ₹85,000–1.5 lakhs
- IVF with ICSI: ₹1.2–2.0 lakhs
- Donor egg IVF: ₹1.8–2.8 lakhs
Hidden Costs to Budget For
- Medications: ₹50,000–1,20,000 (often NOT included in package)
- Pre-cycle tests: ₹15,000–35,000
- Embryo freezing: ₹25,000–50,000 per year
- Additional ICSI: ₹20,000–40,000 if needed
- PGT-A testing: ₹30,000–50,000 per embryo
- TESA/PESA: ₹25,000–40,000 for male procedures
Money-Saving Tips for IVF in India
- Consider Tier 2 cities: Same expertise, 30–40% lower costs
- Ask for package deals: Many clinics offer all-inclusive packages
- Check government schemes: Ayushman Bharat covers some fertility treatments
- Compare 3–4 clinics: Prices vary significantly for same treatment
- Plan for multiple cycles: Many clinics offer discounts for 2–3 cycle packages
- Check employer insurance: Some IT companies now cover fertility treatments